Car accidents happen. The unfortunate reality is that sometimes one or more parties involved in an accident do not have auto insurance. If you’ve been in an accident where the at-fault party is uninsured or underinsured, or you want to be prepared in case you are ever stuck in this predicament, this article may have the answers you are seeking.
California is a liability state, which means you have the legal right to sue if you are ever struck by a motorist who is not properly insured. The driver who is declared at fault can be held financially responsible, even if he or she is uninsured or underinsured.
Uninsured and Underinsured Motorist Coverage
When hit by an uninsured motorist, you may be faced with lost wages, seemingly astronomical medical expenses and high property damage. To protect yourself, be certain that your auto insurance policy includes uninsured and underinsured motorist coverage. In the unfortunate event that you’re involved in an accident caused by a driver without sufficient coverage, your insurance will cover the damages.
If you have uninsured motorist coverage already, be sure to report the accident to your insurance company or hire an attorney to report the accident without delay. Most insurance companies only give the policy holder a maximum of 30 days to report an accident.
How to Handle an Accident with an Uninsured Driver at the Scene
The process of handling an accident at the scene is essentially the same whether the other driver has insurance or not. Here are a few vital steps you should take in preparation of your car insurance claim:
Contact a Personal Injury Attorney
If you have been involved in a car accident and need help with your claim, do not hesitate to contact the Law Offices of Michael A. Rabban at 818-272-8882 or visit www.rabbanlaw.com.
Attorney at Law
Michael A. Rabban has been regarded as one of the best Personal Injury lawyers in Los Angeles.
In 2009, he founded a very successful law practice that quickly garnered the respect of clients and peers alike.
He has handled cases involving work related accidents, car accidents, and many premises liability cases such as Slip and fall accidents, dog bite, and negligent security cases. To Michael, it had always been a life time dream to establish a practice who's mission was to treat each and every one of his clients with care, dignity and respect. He strives to afford every one of his cases, no matter how big or small, the time, effort and attention he or she deserves. He lives and breathes by the mantra that no person is without rights.Read More >
I know many attorneys and was having a hard time deciding who to use. I was fortunate enough to make a great choice and pick Mr. Rabban to represent me. He is professional, knowledgeable, personable, and took the time to answer all questions. He would follow-up with me regularly and pay close attention to the details of my personal case. The outcome of his hard-work paid off and I thank him for that. I strongly suggest him to everyone seeking counsel.